🇮🇪 Made in Ireland
Built for people who just want a straight answer.
TakeHomePay.ie is a free, independent Irish website that helps workers, homeowners, freelancers and business owners understand their money — without the jargon, the sign-up walls or the upselling.
Why TakeHomePay.ie exists
Irish tax is complicated. Between PAYE, USC, PRSI, BIK, pension relief, VAT rates and Central Bank mortgage rules — it's genuinely hard to know where your money goes. Most of us learn about our take-home pay from our first payslip, which is a bit late.
TakeHomePay.ie was built by an Irish developer who got tired of opening Excel spreadsheets every time a friend asked "so if I earn €55k, what do I actually take home?" The answer deserved a clean, fast, free tool — not a PDF from Revenue or a €50/hour consultation.
Every calculator uses the latest Budget 2026 rates, is updated annually, and is completely free to use with no sign-up required.
Always free
Every calculator on TakeHomePay.ie is free, with no sign-up, no email required and no paywalled results. We're supported by Google AdSense advertising.
Built for Ireland
Every tool is designed specifically for Irish tax law — the correct USC bands, Central Bank LTI limits, Class S PRSI, BIK CO₂ categories and Budget 2026 rates.
Private by design
All calculations happen entirely in your browser. We never see, store or transmit any figure you enter — your salary, mortgage amount or OMV stays on your device.
Kept up to date
We update our calculators after each Irish Budget. Rates for 2026 include the USC band changes, PRSI rate increases, EV BIK reliefs and the new pension SFT threshold.
Our calculators
A note on accuracy
Our calculators are designed to be as accurate as possible for typical PAYE employees and standard tax situations. They use published Revenue and Central Bank rates and apply standard tax credits.
Individual tax situations vary — you may have additional credits, non-standard income sources, or employer-specific arrangements that affect your actual liability. Our results are estimates. For specific advice, always consult a qualified accountant, tax adviser or financial planner.
See our full Terms of Use & Disclaimer for more detail.